I love saving money. I love being able to combine coupons with a good sale -- not all sales are really saving you money, you know that, right?-- and get something I need, or just want to try, for a really good price. When things get really tight, which happens to most people on ocassion at least, knowing how to get the best bang for my buck really comes in handy.
It's been hardwired into my system since I was little, I guess...we never had alot of money growing up, so spending alot of money on things that weren't necessary wasn't an option. As I grew older and started making money of my own, that example continued to stay with me as I tried to get things I needed and/or wanted for the lowest possible price without compromising on style, comfort, quality, or taste.
I did a
post not too long ago about various saving-money blogs and coupon websites that I visit (or subscribe to) on a daily to weekly basis. I thought I might share a few more things that I've started taking advantage of recently:
This one was listed on my
Links of Interest page already, but I don't believe I covered it in the last post because although I had already signed up for it, I didn't really start using it until just recently.
It basically works as a reverse coupon-- there are coupons for various products listed on the website (and the app version as well, which comes in handy when I'm out at the store) that you can "activate." Many of these coupons are the same as paper and electronic coupons currently out for the same product. The coupons are not taken off at the register, but instead, the amount of your coupon(s) are added to your SavingStar account. When that amount reaches $5.00, you can request a payout of the money you've "saved", in various forms-- through your bank, Paypal, or Amazon gift cards. So it's a little like cash-back reward programs that allow you to earn money back just for shopping.
Many times, the coupons are for 40 to 50 cents off an item, but sometimes there are $1.00-$2.00 coupons in there too, or promotions like $5.00 off when you buy $20.00 worth of such-and-such products.
Since these coupons don't come off at the register, you can easily still use your paper/electronic coupons for the same product and save even more!
These are examples of the emails I get after purchasing some of the product coupons I activated. The website says it can take 4 days to a week or so for the savings to show up in your account.
Bear in mind, depending on the products listed and what you typically buy, it could take a month or more to hit that $5.00 payout mark.
Link up your savings cards on SavingStar to get in on the savings today! In my area, the only stores that work with SavingStar are Food Lion, CVS, Harris Teeter, Lowes Foods, and Rite Aid-- just type in your zipcode to find out what stores are available to you!
Rewards Programs
There are many, many rewards programs out there these days, for just about any store, website, or credit card, it seems. Two that I've started using recently are through Best Buy and Charter. Both have "online malls" that allow you to shop at various stores online and then a percentage of what you spent goes back towards either your rewards card (Best Buy) or your monthly bill (Charter).
I enjoy using Shutterfly for most of my photo printing needs, as well as for photo books and calendars, so I can log into my account with the Best Buy Rewards Program, go to the online mall, and order something through Shutterfly, and what I spent counts towards the reward points I earn with Best Buy-- even though I didn't shop at Best Buy! There are many sites to choose from in their online mall, with varying amounds of rewards point per dollar spent. Likewise, if I want to order something online with Kohl's, I can log into my Live It With Charter account, shop at Kohl's through the online mall, and receive a certain percentage of what I spent back in the form of a bill credit at a later date. Pretty neat, huh? :)
There are so many ways to save out there...what ways have you found to save recently?